Long-Term Disability Insurance

  • MRSD offers its employees long-term disability insurance through Mosse & Mosse Associates. 

    Once an employee is determined to be disabled by a doctor, coverage begins at 90 days. Coverage includes payment of a percentage of the employees' salary for the duration of the determined disability. 

    Formula for individual cost: Annual Salary x .0074 = Annual Premium (divide by 26 pay periods for cost per paycheck)

  • Applies only to benefit-eligible employees.